Home Loans – Repair Your Credit Before You Buy

Sunday, March 7th, 2010

Author: Charles Essmeier Before you take out a home loan or make any major purchase, you should be aware that any prospective lender will want to take a look at your credit report. Your credit report is a record of all of your past financial dealings, and any loans, credit ...

A 650 Credit Score Just Isn’t Good Enough – Raise Your Credit Score Today Without Paying Charges

Saturday, March 6th, 2010

Author: Chloe Lowther If you have recently obtained your report and found that you have a 650 credit score, you may be worried and perhaps even slightly confused. Why does it matter what the score is? Which credit bureau should you believe? What factors influence your result? Should you even be ...

A Credit Card Required for a Free Credit Report?

Sunday, January 31st, 2010

Author: Richard Keir Copyright 2006 Richard Keir Millions of Americans have sought and received a free credit report under the FACT Act amendments to the Fair Credit Reporting Act. While there are a ton of online sites offering 'free' credit reports, there are really only three major credit reporting companies: Equifax, Experian (which ...